Member newsletter for Southern Maryland Electric Cooperative

Name a beneficiary for your capital credits

You may name a beneficiary to receive your capital credits from SMECO upon your death. When we receive your information, we will keep it on file. Upon your death, the beneficiary you have named on the form may claim the capital credits in your account. Having your beneficiary form on file with SMECO will simplify the process of claiming capital credits for your loved ones.

Complete the designation form online at