Get Funding for Energy Efficiency Upgrades
SMECO members can get rebates and review loan options specifically created for upgrades made through the Home Energy Improvement Program.
Clean Energy Advantage Loan
This low-interest loan offers qualifying Maryland homeowners 0% interest for the first 12 months for recommended home upgrades. Find out if you qualify and discuss eligibility of your project with your chosen installation contractor.
BeSMART Energy Efficiency Financing
This 10-year loan option offers qualifying Maryland homeowners up to $30,000 on energy efficiency improvements at 4.99% interest. BeSMART is an unsecured loan based on credit verification and ability to pay. Maryland homeowners with a credit score of 640 or greater and a debt-to-income ratio that does not exceed 50% can apply. Find out if you qualify.
SMECO does not endorse any particular financing organization. Research your options before submitting a financing application.
Explore More
Typical Improvements
Find out what kinds of energy efficiency improvements may benefit your home.
Authorized Contractors
Select a Service Provider to install your recommended upgrades.
Energy Advisors
Meet our team of efficiency experts and ask specific questions about your home.
Energy Efficiency Programs
Learn about all the ways SMECO can help you save energy and money at home.
Questions?
Get answers. Check out the frequently asked questions, submit a question to a SMECO Energy Advisor, or call 877-818-4094.
EmPOWER Maryland programs are funded by a charge on your energy bill. EmPOWER programs can help you reduce your energy consumption and save you money. Learn more about EmPOWER and how you can participate.